FINO PAYMENT BANK
Pratham Savings Account
Save and grow your money
Pratham Savings Account offers you banking services without the need to maintain high balances. Open your account with just your Aadhaar and mobile numbers. Start experiencing the services offered by us at 410 branches and more than 25,000 merchant establishments all over India. The facilities available with this account include an attractive interest rate on balances, a debit card that’s linked with your account, instant funds transfer facility through IMPS and free mobile banking services amongst many others.
Key features
- Instant and paperless account opening
- A low monthly average balance requirement of just Rs. 1000
- An attractive interest rate of 4% p.a. on daily balances paid quarterly
- Best in class RuPay Classic Debit card with insurance of Rs 1 Lakh in case of death / permanent disability due to accident
- A wide network of 410 branches and over 25,000 merchant points to meet your banking requirements
- Access to over 2 lakh ATMs in India with up to five free transactions per month*
- Instant fund transfer facility through IMPS at nominal charges to any bank account in India
- Access your account anytime and anywhere through mobile banking
- Free monthly e-mail statements
- SMS alerts to track account activity
* First 3 ATM transactions free in Metro locations (Mumbai, Delhi, Bangalore, Chennai, Kolkata and Hyderabad) and first 5 ATM transactions free in other locations
Pragati Current Account
Grow your business with us
This is a current account suitable for individual professionals and sole proprietors to meet their business needs. With substantial amounts of funds being required for business purposes, we offer this account with free and unlimited cash deposits and withdrawals at over 410 Fino Payments Bank branches to serve your business needs. This account offers you doorstep banking services to save your time and meet your banking needs at your doorstep.
Key features
- Instant account opening
- Monthly average balance requirement of Rs 5,000 in urban locations and Rs 2,500 in rural locations
- Special doorstep banking facility to provide banking services at your convenience
- Best-in-class RuPay Platinum Debit card with free insurance of Rs 2 Lakhs on death/permanent disability due to accident
- Free Cash Deposit at Branches for amount up to 5 times the MAB maintained in previous month
- Free unlimited cash withdrawal at Fino Payments Bank branches
- Access to over 2 lakh ATMs & 2.8 million POS terminals in India
- Instant fund transfer facility through IMPS at nominal charges to any account in India
- Access your account anytime and anywhere through mobile banking
- Free monthly e-mail statements
- SMS alerts to track account activity
Classic Debit Card
Carry money without carrying currency
The best-in-class Rupay Classic Debit card to access your account 24x7 through any domestic ATM in India.
Key features
- Free insurance cover of Rs 1 lakh in case of accidental death / permanent disability due to accident
- Accessible at over 2 lakh ATMs and over 15 lakh point of sale (POS) terminals in India
- Daily ATM withdrawal limit of Rs.20,000
- Daily point of sale (POS) transaction limit of Rs.40,000
- Exclusive Merchant Offers (POS and Ecom) available on your RuPay Debit Card. Click here for complete list of offers
Offers:
Apollo Pharmacy: Get upto 15%* instant discount on shopping with your Debit Card at Apollo Pharmacy Stores. Use promo code 'FINO BANK 5607' Click here for detailed terms and conditions.
Note: All offers are subject to change without any prior notification.
Platinum Debit Card
Carry money without carrying currency
The best-in-class Rupay Platium Debit card comes with personal accident insurance and allows you to access your account 24x7 through any domestic ATM in India.
Key features
- Free Insurance cover of Rs 2 lakh in case of accidental death / permanent disability due to accident
- Accessible at over 2 lakh ATMs and over 15 lakh point of sale (POS) terminals in India
- Daily ATM withdrawal limit of Rs.40,000
- Daily point of sale (POS) transaction limit of Rs.75,000.
- Eight complimentary airport lounge access per year (2 per quarter)
- 5 per cent cash back on utility bill payments (Max. Rs 50/month)
- 24x7 concierge services available in English and Hindi
- Exclusive Merchant Offers (POS and Ecom) available on your RuPay Debit Card. Click here for complete list of offers
Offers:
Apollo Pharmacy: Get upto 15%* instant discount on shopping with your Debit Card at Apollo Pharmacy Stores. Use promo code 'FINO BANK 5607' Click here for detailed terms and conditions.
Click here to check the lounge offers.
Click here for terms & conditions of the Rupay Lounge Access Offer.
Note: All offers are subject to change without any prior notification.
BC Lending
Fino Payments Bank helps facilitate your monetary requirement by arranging for microfinance loans from other banks, as a third party. These are short-term loans for small amounts ranging from Rs 18,000 to Rs 35,000. These loans are group-based where five or more people come together to take a loan, individually. Each member in the group guarantees the other group member’s loan. These joint liability loans are specially tailored for carrying out income-generating activities like starting a business or expanding it.
Fino Payments Bank offers a unique proposition to clients through its ability to mobilise funds via a secure lending mechanism. This unique differentiation comes from its processes that leverage upon technology that significantly cuts down costs and manual errors and at the same time reduces the requirement for physical documents. Fino Payments Bank’s technology effectively works in varied environments to capture information and acquire customers at the convenience of their doorstep.
Key features
- Loan amounts ranging from Rs 18,000 to Rs 35,000
- Interest rates charged start from 22 per cent
- Tenure of loans: 1 year, 1.5 years, and 2 years
- Fortnightly repayment frequency
